Protection Intelligence
“The greatest financial tragedy is not being uninsured. It is being insured and still unprotected.”
Free to check · No commissions, ever · Your data stays yours
The Eazr Protection Score
Protect v3.3 considers six pillars — income continuity, health costs, critical illness & disability, asset & liability protection when those exposures are material, liquidity, and coverage integrity — measured from your documents and the details you provide. An inactive asset-and-liability pillar is left out, never shown as a failure. Weak active pillars can’t hide behind strong ones: the score only rises when your family is genuinely safer.
₹26,000+ crore
of health insurance claims were disallowed in FY24 — families who paid their premiums and were still left paying the bill.
IRDAI annual report data
~87%
of India’s mortality protection need is uncovered — most families would absorb a breadwinner’s loss almost entirely from savings.
Swiss Re
How it works
01
Health, term, motor, everything — a photo, a PDF, or a forward from your inbox. Your family's cover, finally in one place.
02
Exclusions, waiting periods, room-rent caps, sub-limits, riders, lapse risk — the fine print that decides whether a claim actually pays.
03
One 300–900 score for the family, what would fail and why, and the exact next action — renew, claim, fix, or plan.
Why you can trust the answer
We take nothing from insurers. There is no product we’re paid to push, so there’s no reason to push one.
Your family’s needs are assessed before any product is named — structurally, not as a promise.
The Protection Score is not a credit score and is never an input to any lending decision.
Try it in 60 seconds
Five taps, no sign-up. You’ll get an illustrative band — not a real score. Your real score comes from reading your actual policies.
Question 1 of 5
Questions families ask
A 300–900 measure of how well your family's insurance and savings would actually hold up in a crisis. Protect v3.3 considers six pillars — income continuity, health costs, critical illness & disability, asset & liability protection when those exposures are material, liquidity, and coverage integrity — from your real policy documents and the details you provide, not assumptions.
No. It measures protection, not creditworthiness, and it is structurally firewalled from lending — it is never an input to any credit or lending decision.
No. Eazr takes no commissions from insurers, and its guidance is invariant to who pays us. Your family's needs are assessed before any product is ever named.
No. It is an illustration computed from a few taps and shows only a typical band. Your real score comes from Eazr reading your actual policies — their exclusions, waiting periods, caps and riders.